Home loan givers in Kenya

Where can I get a house loan.Who gives mortgage loans in kenya.There are many home loan service providers in Kenya that can finance up to 100per cent the value of the house. Commercial banks like KCB,Equity and Barclay's seem to be at the forefront in implementing easy acquisition of homes,but today, we want to list financiers that solely deal in mortgage financing in kenya.

The most common mortgage plans in kenya include; home buying, home construction, house renovation and buying plots.Houses purchased can be home dwellings, residential rental houses,office blocks or shop or business stalls.

Why visit these 'mortgage only' lenders?Its because, their interest rates are friendly low and they are specialists in the housing industry.

Housing Finance Group (HF Group).

Housing Finance is the main mortgage solution provider in Kenya and the East African region.HF provide loans to both individuals and businesses for the purpose of house purchasing, house buying and  plots buying.Read more on our post about Housing Finance Kenya


National Housing Corporation (NHC).

NHC  is a statutory body formed by a an act of Parliament to implement the government housing policies and programmes.

NHC has many duties concerning housing in kenya.The body constructs housing blocks,sales housing blocks,rents housing blocks and provide house loans to rural and peri-rural individuals wishing to construct permanent households.

House loan borrowers can apply up to a maximum of kes3000000 to finance the construction of permanent dwelling houses.The maximum loan repayment period is up to 10 years.

To find out more,contact NHC on;0724256403 or 0735993030


KUSCCO Lmited.

Kenya Union of Savings and Credit Cooperative (KUSCCO)Limited provide mortgage loans to sacco members and Saccos themselves.

House loan borrowers can apply for financing of the cost of a plot,a ready built house or the house construction.Just like Housing finance and NHC, the buildings financed through the mortgage loan can be used as dwelling homes rental residential houses,shopping stalls or office blocks.

To find out more,call 0722206331 or 0734899974

If we left any 'mortgage only' financial institution, drop a comment.Thanks.

Juhudi Kilimo - Investing in Farmers, Transforming lives

Juhudi Kilimo is an agribusiness asset based loans lender,technical and finance training provider to the Kenyan smallholder farmers.

The lender moved from providing convectional micro loans to providing asset based loans in order to rescue farmers from sinking deep into the debt pit.The assets provided generate quick income enabling the farmers to pay for their loans within time.Juhudi Kilimo takes care of both crop and animal cultivators.

Through its tremendous initiative in changing smallholder farmers lives,Juhudi Kilimo have received enormous financial support from world financial institutions like;Ford Foundation,Acumen,Kiva,Deutsche Bank,Safaricom,AMSCO,Grameen Foundation, Rockefeller Foundation,SEDF and ResponsAbility,

The assets that the agribusiness lender provides include but not limited to;

FARMING EQUIPMENT Milk pans, chaff cutters and cooling units for dairy production Irrigation for growing crops Water tanks Green houses Solar devices Bio gas plants Posho mills Tractors Motorcycles Bicycles Trucks

The kind of animals that Juhudi Kilimo prefer participating farmers to keep include but not limited to;
FARM ANIMALS;
Dairy Cows
Pigs
Goats
Poultry
Rabbits

Contacts.
Small scale farmers wishing to join Juhudi kilimo as beneficiaries can contact the nearest center from the table below.

Branch	Address	Contact
Head Quarters	The Priory Place, 2nd Floor, Argwings Kodhek Road, P O Box 25441-00100, Nairobi	0715 446614
Bomet	Opposite NCPB Bomet	0718 801314
Bungoma	Hibho plaza	0707 798703
Chuka	Opposite Legacy Hotel	0718 801485
Eldoret	Tabain Plaza, 1st Floor	0703 128771
Kapsowar	West Corner next to NCPB depot	0716 708791
Kenyenya	Furaha Flats Kenyenya	0716 708821
Kericho	Ark Plaza, 3rd floor	0716 652426
Kerugoya	Next to Machere driving school	0706 920123
Kilgoris	Opposite KCB	0706 920123
Kisii	Umoja Elimu Centre Ist floor room 6 and 7	0718 801507
Kitale	D- Meinsuria Building	0716 651942
Lelan	Kapsain Community Centre	0716 708837
Litein	Litron Centre Litein	0703 129012
Molo	Nehema Plaza, Molo	0703 128693
Nandi Hills	Next to Postbank off Market Street	0716 651913
Ndaragwa	Next to Ndaragwa dispensary along Nyeri – Nyahururu Highway.	0718 120817
Nkubu	Jasho House, 1st Floor Nkubu	0716 652315
Nyamira	Gideon Mecha Complex, Nyamira	0716 651895
Siongiroi	Siongiroi Teachers Housing	0718 801989
Thika	Imara plaza hardware building Mezzanine floor	0716 651939

Madison Insurance company, Kenya

Regulated by the Insurance Regulatory Authority (IRA),Madison Insurance Company Limited is an insurance services provider, that covers Kenyans against general, life and health risks.

The insurer has its origin in kenya and has spread over twenty branches all over the country so as to reach its product consumers.

Insurance products.

General insurance.
Motor vehicle insurance,professional worker insurance, Bima yangu insurance cover,Travel Madison safari sure cover and domestic insurance cover.

Life Insurance.
Bima karo education cover,investment and protection cover,whole life insurance, Annuity and Pension retirement plans, multisure income plan policy and hekima policy.

Health insurance.
Inpatient cover,outpatient cover,Dental and optical cover,last expense cover,maternity cover and excess of loss cover.

Contacts.
Contact Madison insurance for an insurance quote on ;0722203435 or 0733632870 or SMS 20286

JCare,Jubilee Medical Insurance Cover

Jcare Medical Cover is a medical insurance product that Jubilee Insurance Company provides to cater for both individuals and families health risks.

Jcare,is a medical insurance cover that was first intended to cater for inpatient cases initially. Today, the insurer added optional cases that the insured can ask for like personal accident cover benefits, outpatient cover,maternity cover,dental and optical cover and last expense cover.

Jcare is for all.The insurance policy covers individuals and family members of ages between one month to sixty years.

Jcare Premium Charges.
In insurance, the higher the possibility of a risk occurring, the higher the premium cost.The elderly pay more due to the easy in falling sick.How much can one or a family pay as premium for a year?Check the premium rates below;

1. Inpatient cover- a family will pay between kes500000 and kes5000000 per annum.
2. Outpatient cover- a person will have to pay between  kes50000 and kes150000 per annum
3. Maternity cover- a mother will have to pay between kes80000 and kes150000 per year
4. Dental and Optical cover- a person will pay between kes5000 and kes40000 per annum
5. Last Expense cover- a person will pay between kes50000 and kes100000 per year.
6. Personal Accident cover- a person will pay kes500000 per year.

Contacts.
Call Jubilee Insurance Company to get a quote on;0719222111

Tanzanian Bank M finally enters Kenya, CBK approved.

Oriental bank head of risk,Josiah Onsembe(left) and Jacqueline Woiso,CEO,Bank M(right)

Kenyan commercial banks' regulator, Central Bank of Kenya(CBK) has finally today, approved a license request by Tanzanian Corporate lender,Bank M to operate in the country.The move by Bank M to enter the kenya banking sector was as a result of a 51per cent equity shareholding valued at kes1.3bn that the lender acquired early this year from Oriental Commercial Bank of Kenya.

Read;Tanzanian Bank M buys Oriental Bank of kenya

According to the kenyan business laws,the coming together of the two banks,Oriental and Bank M, will have to register a new name predicted as M Oriental Holdings Limited .In other words, Kenya's Oriental Commercial Bank is now M Oriental Commercial Bank of Kenya.

Bank M is an award winning Tanzanian corporate bank with higher affinity on family owned businesses. According to the bank's management, there are a lot of preparations to be done that will take up to September to become fully operational in kenya.

This is history made.For the first time ,a Tanzanian lender has entered kenya,a top economy in East and Central Africa.Bank M remains the first financial institution from neighbouring Tanzania to be licensed to operate in the country,Kenya.

Welcome to Kenya,Bank M.

Britam - With You Every Step of The Way

Britam is a financial services group serving the East,Central and Southern Africa regions.Britam however, is largely know as an insurance company offering life,health,pensions,micro insurance and retirement planning policies to individuals ,companies and corporates.

Insurance Policies.

Life insurance- the insurer provides; education insurance dubbed 'elimu bora' insurance,Fariji insurance, msingi poa,whole life insurance,group life insurance,credit life insurance and mortgage protection among others.

General Insurance-Britam offers; personal accident insurance, household insurance, property insurance, fore and perils insurance, travel insurance, motor vehicle insurance, equimed health insurance, sport insurance, Marine insurance and political violence and terrorism cover among others.

Pensions- the insurance company provodes; individual pension plan,pension annuity, platinum drawdown, Group schemes and umbrella retirement fund.

Contacts.

Britam General Insurance Elgon Road, Upper Hill.
Nairobi,Nairobi
Ph: (254)0703 094000,
(02)2833000
Email: info@britam.com

Britam MicroInsurance 5th floor Junction of Kenyatta Avenue & Koinange Street 
Nairobi,Nairobi
Ph: (020) 2218533/4 ,
(020) 2218533/4 
Email: microinsurancesales@britam.com

Britam, Head Office Mara/Ragati Road Junction, Upperhill
Nairobi,Nairobi
Ph: (254)703094000,
(020)2833000
Email: info@britam.com

Britam, Ambank House Utalii lane, off University Way, Nairobi
Nairobi,Nairobi
Ph: (254) 703 094 001,
(020) 2833001
Email: nrb1@britam.com

Britam, Soin Arcade Westlands Road, Nairobi
Nairobi,Nairobi
Ph: (254) 703 094 003,
(020) 2833003
Email: westlands@britam.com

Britam, Timau Plaza Argwings Kodhek Road, Hurlingham
Nairobi,Nairobi
Ph: (254)703 094 004,
(020)2833004
Email: nrb4@britam.com

Britam MicroInsurance 5th floor Junction of Kenyatta Avenue & Koinange Street 
Nairobi,Nairobi
Ph: (020) 2218533/4 ,
(020) 2218533/4 
Email: microinsurancesales@britam.com

Britam, Phoenix House Kenyatta Avenue, Nairobi
Nairobi,Nairobi
Ph: (25)4 703 094 005,
(020) 2833005
Email: nrb5@britam.com

Britam, Barclays Plaza Market Street, off Loita Street, Nairobi
Nairobi,Nairobi
Ph: (254) 703 094 002,
(020) 2833002
Email: nrb3@britam.com

Housing Finance - Turning Dreams into Homes

Housing Finance (HF)is the country's largest mortgage finance provider.Housing finance kenya ,now Housing Finance group provides home loan solutions to individuals,SMEs and Corporates in kenya.HF group consists of other subsidiaries including; HF Insurance Agency, HF Development and Investment and Housing Finance Foundation.

Loan Products.
The lender provide mostly house loan solutions.There are other credit solutions those catering for business and individual credit needs.

• Mortgages include; makao,home owners mortgages, cyclical mortgages, Vuna Hela,home freedom mortgages, employer's sponsored schemes, cell mortgage and ezesha mortgage.
• Project Financing; for example ,property improvements, single dwelling development and multi dwelling development.
• Other loan products include;asset finance, SME business loan,unsecured loan,microcredit loan and sola pawa.

Contacts.
Housing finance can be reached at through;

• 0722715256
• 0722708660
• 0722201175
• 0733617682