Imarika Sacco - Together We Grow

Imarika Sacco was initially known as Kilifi Teachers Cooperative Society but when its membership bursted out of 'teachers' and 'kilifi residents' target circle, its name changed to Imarika, a Swahili word meaning 'gain strength' or 'become stable'. Now its an international cooperative society and anyone can join. Call Head Office in Kilifi Town :041 7522572 or 041 7525017


Loan Products
Members are free to only submit monthly savings or even decide to bank other cash with Imarika.This leads to two loan products categories.
BOSA LOANS
Back Office Service Activities (BOSA)loans are given to those clients who are purely providing membership savings only at imarika.BOSA long-term loans include ;Development loan, smart loan and karibu loan.BOSA medium term loans include ;Scholar plus loan and swift loan.BOSA short-term loans include ;emergency loan and school fees loan.
FOSA LOANS
Front Office Service Activities (FOSA)loans are available to clients who apart from contributing the normal membership savings, they also bank with Imarika.
FOSA medium term loans include ;Development loan, scholar plus loan and ufanisi loan.
FOSA short term loans include ;emergency loan, school fees loan and imarika vijana loan.
FOSA salary advances include ;Prestige advance, ordinary advance,one month advance and advance top up.
I have decided to keep a lot of information like loan amounts repayment periods and interest rates because it's until when you are a member, you will know the rest.