Juhudi Kilimo - Investing in Farmers, Transforming lives

Juhudi Kilimo is an agribusiness asset based loans lender,technical and finance training provider to the Kenyan smallholder farmers.

The lender moved from providing convectional micro loans to providing asset based loans in order to rescue farmers from sinking deep into the debt pit.The assets provided generate quick income enabling the farmers to pay for their loans within time.Juhudi Kilimo takes care of both crop and animal cultivators.

Through its tremendous initiative in changing smallholder farmers lives,Juhudi Kilimo have received enormous financial support from world financial institutions like;Ford Foundation,Acumen,Kiva,Deutsche Bank,Safaricom,AMSCO,Grameen Foundation, Rockefeller Foundation,SEDF and ResponsAbility,

The assets that the agribusiness lender provides include but not limited to;

FARMING EQUIPMENT Milk pans, chaff cutters and cooling units for dairy production Irrigation for growing crops Water tanks Green houses Solar devices Bio gas plants Posho mills Tractors Motorcycles Bicycles Trucks

The kind of animals that Juhudi Kilimo prefer participating farmers to keep include but not limited to;
FARM ANIMALS;
Dairy Cows
Pigs
Goats
Poultry
Rabbits

Contacts.
Small scale farmers wishing to join Juhudi kilimo as beneficiaries can contact the nearest center from the table below.

Branch	Address	Contact
Head Quarters	The Priory Place, 2nd Floor, Argwings Kodhek Road, P O Box 25441-00100, Nairobi	0715 446614
Bomet	Opposite NCPB Bomet	0718 801314
Bungoma	Hibho plaza	0707 798703
Chuka	Opposite Legacy Hotel	0718 801485
Eldoret	Tabain Plaza, 1st Floor	0703 128771
Kapsowar	West Corner next to NCPB depot	0716 708791
Kenyenya	Furaha Flats Kenyenya	0716 708821
Kericho	Ark Plaza, 3rd floor	0716 652426
Kerugoya	Next to Machere driving school	0706 920123
Kilgoris	Opposite KCB	0706 920123
Kisii	Umoja Elimu Centre Ist floor room 6 and 7	0718 801507
Kitale	D- Meinsuria Building	0716 651942
Lelan	Kapsain Community Centre	0716 708837
Litein	Litron Centre Litein	0703 129012
Molo	Nehema Plaza, Molo	0703 128693
Nandi Hills	Next to Postbank off Market Street	0716 651913
Ndaragwa	Next to Ndaragwa dispensary along Nyeri – Nyahururu Highway.	0718 120817
Nkubu	Jasho House, 1st Floor Nkubu	0716 652315
Nyamira	Gideon Mecha Complex, Nyamira	0716 651895
Siongiroi	Siongiroi Teachers Housing	0718 801989
Thika	Imara plaza hardware building Mezzanine floor	0716 651939

Housing Finance - Turning Dreams into Homes

Housing Finance (HF)is the country's largest mortgage finance provider.Housing finance kenya ,now Housing Finance group provides home loan solutions to individuals,SMEs and Corporates in kenya.HF group consists of other subsidiaries including; HF Insurance Agency, HF Development and Investment and Housing Finance Foundation.

Loan Products.
The lender provide mostly house loan solutions.There are other credit solutions those catering for business and individual credit needs.

• Mortgages include; makao,home owners mortgages, cyclical mortgages, Vuna Hela,home freedom mortgages, employer's sponsored schemes, cell mortgage and ezesha mortgage.
• Project Financing; for example ,property improvements, single dwelling development and multi dwelling development.
• Other loan products include;asset finance, SME business loan,unsecured loan,microcredit loan and sola pawa.

Contacts.
Housing finance can be reached at through;

• 0722715256
• 0722708660
• 0722201175
• 0733617682

ABC Bank - African Banking Corporation

African Banking Corporation, abbreviated as ABC bank is one of the middle sized Kenyan native bank under the CBK regulations.The lender is a sister company to ABC Capital and ABC Insurance all under the ABC Group.

ABC bank provide banking and finance services to SMEs ,Corporates and individuals both in Kenyan and the diaspora.Customers enjoy mobile banking services,money transfer services ,forex services, Internet banking services and credit services.

Loans.
The bank provide lending services to all its clients including non account holders.Loan facilities include;

• Term loans- secured and unsecured short and long term loans.
• Overdrafts.
• Asset finance.
• Trade finance.
• Supply chain financing-invoice discounting, bank guarantees& letters of credits.
• Mortgages-normal residential home loan,construction loan & land purchasing.

Contacts.
To find out more,contact ABC bank on ;0701700700

Credit Bank Limited - My Friend, My Bank

Credit Bank Limited is a savings and lending banking services provider in kenya licensed by the Central Bank of Kenya (CBK).Through its subsidiary 'Bancassurance', the lender also provide insurance solutions to the Kenyan population.

Credit Solutions
Credit bank provide; Asset financing solutions,Trade finance and Term loans to both individuals and businesses in Kenya. Term loans are tailor made short & long term loans and include; personal loans,business loans and salary advances.

Insurance Policies
Through Bancassurance, Credit Bank provides the following insurance solutions;

• Motor insurance(private/public/commercial)
• Motorcycle insurance
• Fire and perils insurance
• Burglary policy cover
• Domestic insurance policy
• Goods in transit policy cover
• Insured debit card
• All risk insurance.

Credit Bank Contacts.
If you wish to contact Credit Bank offices, call;

• 0709 702 000
• 0738 222 300

Fit-Xpress Kenya Limited

Fit-Xpress Limited is a broad spectrum financial company in Nairobi Kenya found inside the Nakumatt Mega.It provides a wide range of financial solutions including loans,real estate services,travel services and insurance covers.As Loans Kenya Blog,we are going to focus on the loans and insurance services the institution is providing.

Loan Products.
Fit-Xpress is ideal for quick, short term loans to nairobians.The lender has a short loan processing period and provide the following loan packages;

• Car logbook loans
• Insurance Premium finance loans
• Asset finance loans.

Insurance packages.
Fit-Xpress covers both individuals and business against a wide range of situations. The insurer provide the following insurance covers;

• Motor protect
• Home protect
• Life protect
• Travel protect
• Income protect
• Business protect
• Pet protect
• Funeral protect
• Pension protect
• Sports protect 
• Health protect

Contacts.
Fit-Xpress is located inside Nakumatt Mega, along Uhuru Highway in Nairobi.
Call;0717100187

I&M Bank Kenya Limited

I&M Bank branch

I&M Bank limited is one among the over 40 commercial banks lincesed by the CBK to serve the kenyan population.The Nairobi Securities Exachange listed lender is a subsidiary of the I&M Holdings Limited and with over 30 bank branches in Kenya apart from its presence in other East African countries.

I&M Bank is one of the few banks allowing multi currency transactions at anytime and at any branch.

Credit Products.

The lenders provide banking and lending services to both individuals and corporates. Personal loan products are mostly tailor made to suit the customer's needs.Available example of personal loan products though include; Car Finance and Home Loans(Set up home loans).

Business loans are also tailor made.Businesses with accounts at the bank can access overdraft services and term loans.

I&M Bank Contacts.

I&M Bank headquarters in Nairobi has a 24 hour call centre to serve customers anytime.For any enquiries call; 

+254 719 088 000, +254 732 100 000, +254 753 221 000

Fidelity Commercial Bank kenya -Here to Serve

Fidelity Bank Kenya

Formerly Fidelity Finance,Fidelity Commercial Bank of kenya is one of the CBK licensed banking institutions serving Kenyans.The lender provide financial services to both individuals and businesses.Fidelity has a wide coverage in Kenya and East Africa at large.

Credit Services.

• Personal and business loans
• Overdrafts
• Asset finance
• Insurance premium finance
• Trade finance
• Invoice finance
• Bank guarantee& bill bonds.

Contacts.
Call headquarters on 0722 372 531

Pesa Pata - Cash everywhere you are

Pesa pata 

Pesa pata used to be a credit facility provided by the then Paddy Micro Investment. Other loan products included mobikopa(preceded pesa pata) and Maisha loans for businesses enterprises to finance expansion activities
. Years later since 2013,Pesa pata formerly mobikopa became the most selling credit product.

Paddy Micro Secretly became Pesa pata.
Early last year,Paddy secretly closed the other loan products and started concentrating on Pesa Pata.Today,Pesa Pata is a widely used mobile money borrowing channel in kenya.Just like mobile loan apps,loans applied through Pesa pata are received in the form of M-pesa.

How to borrow from pesa pata.
Pesa Pata clients must register their safaricom SIM cards by dialing the USSD code *269# and follow the next steps.There is a registration fee of ksh100 to be paid via pay bill number 519606 .Loans range from ksh2000 to ksh20000 payable in a duration of between one week and one month and at an interest rate ranging between 12% and 20%.Check out the steps to borrow from the micro lender;

Pesa pata borrowing steps

Contact pesa pata.
Call;0707 000 222

Faulu Kenya Microfinance Bank- Your bridge to success

Faulu MFB

@faulukenya Faulu Microfinance Bank (Faulu mfb),a member of the Old Mutual Group is a one of the growing list of microfinance banks licensed to operate in kenya.The lender widely concentrated on financial groups called 'chamas' when it was Faulu Sacco
during its onset a few years back.Today,Faulu Mfb is providing banking and credit services to the general public nationwide with a know history of extremely low interest rates.

Loan products provided at Faulu mfb.
The micro financier serves individuals, businesses and communities.

Community loans  -include; Chama loans given to member(s) in a group formed by the mfb and Ushirika loans availed to groups formed outside by members themselves for example churches.

Personal loans - include; Check off loans,Salary advances and Emergency loans available to both account holders and non account holders.

Business loans -They include;

• Real estate loans availed to land buyers.
• Biashara SME loans for micro entrepreneurs.
• Asset finance.
• Invoice discounting available to suppliers.
• Overdraft facility for account holders.
• Landlord loan for developing rental houses.
• Insurance premium finance to guarantee insurance premium payment.
• Cheque discounting for turning cheques into cash instantly.
• Bids,Bonds and Guarantees targeted at businesses in supplies and contracts with the government or parastatals.

Faulu kenya Contacts.
Call;

• 0711 074 074
• 0711 074 000

SMEP Microfinance Bank- Fulfilling your dreams

SMEP MFB

SMEP Microfinance Bank LTD(SMEP MFB) is a financial institutions registered in kenya as a limited company.Smep Mfb offers loans and banking services to both individuals and businesses in kenya.Its bigger focus however seem to be on groups popularly known in Kenya as Chamas.This lender has numerous retail outlets nationwide especially in the suburbs of every county.


Loan Products.
Smep mfb gives loans to both individuals and businesses operating in kenya.SMEs and groups get special and tailor made loan facilities. In general SMEP offers ;asset financing, group retail loans,agribusiness loans,SME loans,Church loans and working capital loans.The lender also provide insurance premium financing to help in smooth premium payment.

Contacts
Smep Head quarters,
Kirichwa road,
Off Argwings Kodhek road,
Nairobi.
Mobile:+254 711 606 900

Century Microfinance Bank

Century MFB

Century Microfinance Bank is a deposit taking micro lender licensed by the CBK to offer banking services to kenyans in the year 2012.Its considered the home to farmers because its primary goal is to reach the previously segregated economic sector from the face of the already existing financiers.Century MFB also serves all businesses in other sectors of the economy though.



Loan Products.
Most of the loan products are agricultural based with only a few being non-agricultural.Members enjoy personal loans, business loans and even mortgage plans.The credit solutions provided carry specific names given by the lender.They include,Mazao loans,shirika loans,dharura loans,boresha loans, soko loans,jijenge loans,rent zaidi and much more.Other credit solutions available at the Century MFB are Overdrafts,Insurance premium financing and trade financing.

Contacts.
Location: KK Plaza, 1st Floor, New Pumwani Road, Gikomba
Tel: 0756305132 | 0722168721
Email: info@century.co.ke

Sidian Bank - Own Tomorrow

Sidian bank

Sidian bank @sidianbank is the newest member of the kenyan banking family regulated by the Central Bank of Kenya (CBK).It was formerly known as K-repbank till last month when it changed its brand name.

Loan products.
Sidian bank offers both personal and business banking and lending solutions to kenyans.Personal loan facilities here include ;check off loans and sidian emergency loans.There are numerous business loan packages covering every
sector of the Kenyan economy. Some of the credit packages include;Chai loan,retail business loan,kilimo plus micro loan,jibebe flex loan,MCF entry loan,jaza stock loan,dharura loan,school fees loan,asset financing,chama biashara loan,jibebe individual open loan,MCF medium loan,SME corporate loan,maji ni maisha loan and ungana investment loan.

Contacts.

Sidian Bank Head Offices,
K-Rep Centre,
Wood Avenue, Kilimani,
P.O. Box 25363-00603,
Nairobi, Kenya.

Email: enquiries@sidianbank.co.ke
Tel : +254)020-3906000/1-7
Mobile (1) : (+254)0711-058000/1-30
Mobile (2) : (+254)0732-158000/1-30

Equity Bank Kenya - Your Listening, Caring Partner

Equity Bank Group

Equity bank of kenya @keEquityBank is one the most innovative in terms of banking and lending solutions to the kenyan communities.Its again the most deeply spread bank in kenya with branches found deep into the kenyan suburbs. As if that's not enough the lender is also the most active in taking part in Social Responsibility activities for example the famous WINGS TO FLY program in partnership with MasterCard Foundation which sees thousands of students sent to school each year.


Equity bank group has existence in other  East and Central African countries including Uganda ,Tanzania,DRC,Rwanda among others.

Loan products.
There are several loan solutions for both individual and businesses. They include equiloan ,Agriculture loans ,mortgages, merchandise loans,asset financing,fanikisha women loansloans,SME loans,Trade finance and Micro Finance loans.

Contacts.

Email: info@equitybank.co.ke

+254-763063000

Twitter @keEquityBank

Kenya Commercial Bank - KCB

KCB
Kenya Commercial Bank (KCB) @kcbgroup is one of the oldest commercial banks in kenya.KCB prides in large capital base and financial stability seen as the rescue angel when other comercial banks are falling apart for example the recent Chase Bank scandal.KCB is also one of the most spread bank with outlets all over East Africa including the youngest country South Sudan.

The lender provides banking services to both individuals and businesses/corporates.There is also a special category catering for the Shariah guided community.

Loan Products.

Personal loan products provided by KCB include but not limited to Home loans,estate development loan,Diaspora loans,Group loans,commercial loans,unsecured loans,secured loan,unsecured check-off loans ,masomo loan and salary advance.
Business/ Corporate loans include Boresha loan for the micro businesses, startup and working capital loans to SMEs ,Asset financing,Mavuno financing for agricultural businesses and mortgages.

Contacts.

Email: Contactcentre@Kcb.Co.Ke

Tel: + 254 (20) 2287000 

         +254 (732) 187000

         + 254 (711) 087000

SMS: 22522

Fax: +254 (732) 187001

        +254 (711) 087001

Facebook: KCB Bank Group

Twitter: @Kcbgroup

Cfc Stanbic Bank Kenya

CFC stanbic bank kenya

Cfc Stanbic Bank Kenya Limited is one of the over 40 commercial banks licensed and regulated the Central Bank of Kenya (CBK).Its one of the fastest growing banks which was recently named the best treasury and cash management provider by Global Finance.

Loan products.

Personal loans from cfc stanbic bank include ; personal unsecured loans,home loans ,vehicle and asset finance solutions and vacant land loans.

Business loans include; Business overdrafts, business loans,SME Quick loans and SME Bizna loans.

Standard Chartered Bank Kenya

Standard chartered bank kenya

Standard chartered bank kenya limited popularly stanchart is one among the oldest commercial banks licensed to operate in kenya.It started its operations in Mombasa in 1911 when kenya was still under colonial financial guidelines. Stanchart bolsts being the first foreign bank to operate in the country.

As Loans Kenya we focus on loan products provided by financial institutions in kenya.

Stanchart credit solutions.

• Personal unsecured and secured loans - provided to both individuals and corporates.
• Auto loans- stanchart provide car finance solutions to all clients.
• Mortgages- individuals and businesses can apply for general mortgage loans,home loans and non residents mortgages.
• Salary overdraft- stanchart customers holding current accounts can get salary overdrafts.

Contact Stanchart for more.

Mobile phone numbers;

• 0722 203666
• 0732 143900

L Pesa Microfinance - Micro Loan For Mobile Banking Customers

l pesa microfinance

L pesa microfinance is a worldwide mobile micro loan provider with its headquarters in Mwanza, Tanzania.L pesa makes it possible to borrow loans through mobile phones from different countries in different continents. Countries covered include at the moment ;Tanzania, Kenya, Uganda, Burundi, DRC, Fiji, South Africa, Rwanda, Egypt, Romania, India, Mozambique, Dominican Republic,USA, Lesotho, Trinidad and Tobago, Philipines and Jamaica.
L pesa services are delivered through a combination with mobile telecommunications companies termed as 'partners' in the above mentioned countries. Some of these partners include; Airtel,Safaricom, vodacom, Tigo,MTN, etisalat among others providing mobile banking services.

L pesa loans can be accessed through dialling *150*64# and sending to your mobile subscriber services provider or through the www.l-pesa.com website. The advantage with this service is that, a registered l pesa customer can borrow, send or receive money from any country, native or foreign and in any currency, though preferably in US Dollars.

How to register for l pesa
To qualify to be an l pesa customer, you must have a SIM Card registered to use mobile banking services for example;Airtel money and Mpesa in Kenya or Tanzania or Tigo pesa in Tanzania. Simple visit an agent for this step. Qualifying for a micro loan is a different thing! You must have been using your mobile banking account for at least six (6) months and have made more than ten(10) transactions within this time.

Loan Amounts
The starting loan amount for first time applicants is $5.This will be repayable within one month. After the first loan successful repayment, a borrower can then qualify for higher loan amounts up to $3000 to be repayable within longer periods of time.The loan will be converted to local currency when cashed out.After receiving your loan in your mobile banking account, a borrower can withdraw the same from an l pesa agent or partner.Importantly, you can still continue using native mobile money services for example, mpesa,Airtel money, Yu cash or Tigo Pesa without any alterations or obstacles.

Contacts
You can call Head Office in Mwanza on +255-22-219-6855 from 10am to 4pm on weekdays and from 10am to 2pm on Saturdays.If you visit www.l-pesa.com you can fill in a contact form and submit it to l pesa microfinance.

Family Bank Of Kenya - With You For Life

family bank

The Family bank was licensed by the Central Bank of Kenya(CBK) in the year 2007 to offer banking services to Kenyans. The lender joined already existing financiers then like Kenya Commercial Bank (KCB) and Barclays Bank of Kenya among others. Today, Family Bank is one of the most trusted financial partner by both individuals and businesses with over one million customers.


Loan products
Family bank offers a variety of loan facilities availed to different groups of customers - individuals or corporates.
Personal loan products -Individuals with personal banking accounts can get access to check off loans, salary loans, personal mortgage plans and salary advances.
Business/Corporate loan products - Businesses or corporates banking with family bank have access to agribusiness loans, investment group loans,Mortgages and general business or corporate loans.
Diaspora loan products- Individuals in foreign countries can trust Family bank and get a mortgage plan.

Contacts
For more information, please visit any branch near you or call ;
+254 (0) 703 095 445
+254 (0) 20 3252 445
+254 (0) 705 325 325
+254 (0) 737 325 325

Kenya Youth Business Trust (KYBT)

kybt

Kenya Youth Business Trust was formed in 2004 to empower youth to start their own businesses thereby becoming self-employed It was later in 2005 approved as a member of the Youth Business International [YBI]. With such a mission to set the youth free from unemployment , KYBT based in Nairobi (now with a new branch in Mombasa) provides business management skills training, technical &development skills training mentoring services and loans to youth entrepreneurs.


Must Read Startup financing in kenya

Youth Beneficiaries
All beneficiaries attend the KYBT administered 'Start Your Business training', based on ILO methodology and materials. Following this training, young entrepreneurs are asked to create and submit a business plan, under guidance from two KYBT Field Officers. These business plans are reviewed by a selection committee and those entrepreneurs who have viable business propositions are approved to receive seed capital. Once the funds have been disbursed, the entrepreneur is matched to a volunteer business mentor for three years and also receives access to KYBT’s business support network.

How to participate
All Kenyan youth wishing to get financial and business management support from Kenya Youth Business Trust (KYBT) can contact the following offices;
Nairobi
Kenya Youth Business Trust,
AMRE Country Office 2nd floor, Wilson Airport,
P.O Box 50311 – 00100(GPO),
Nairobi, Kenya.
Tel: +254[0]724 253 913,
Email:info@kybt.org,

Mombasa
Call 0717548277

kybt mombasa

Mwananchi Credit Ltd - Investor In People

mwananchi credit limited

Mwananchi credit Ltd is one among many microfinance companies registered in kenya. Mwananchi provide tailor made loan facilities to both individuals and SMEs.Its known for it's easy and faster disbursement of it's approved loans.

Loan products
There are alot of financial solutions provided by Mwananchi credit Ltd. These include;
Secured loans - loans given against a choosen collateral.
Cheque Discounting- You can get cash against a cheque from your employer.
LPO financing, Invoice discounting, Bid bonds,Salary Advance and Import financing.


Contacts
Our Office
Pension Towers Mezzanine 2,
Loita Street, Nairobi Kenya.
Eco Bank Towers,
2nd Floor. Opp Six-Eighty Hotel,Muindi Mbingu Street,
Nairobi.
+254 (0) 20 2221882,
0701 396027, or
0731 888825